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The Bank displays the danger of utilizing the Card within the High Risk Countries. The Bank will try to call the Cardholders to tell them concerning the possible fraud danger that might emanate from such Card usage at High Risk Countries and shall search consent from the Cardholder to dam the Card from further utilization. In such circumstances, the Bank shall be entitled to briefly suspend the usage of the card until further discover to the cardholder. The Bank will under no circumstances be responsible for any transaction on the cardboard earlier than receiving proper notification of the said loss, theft or disclosure from the cardholder. Credit card bill can be paid via bKash app.

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The cardholder shall instantly after such recall; return such card reduce in halves with CHIP destroyed to the Bank and make full cost of all charges and liabilities to the Bank. The Bank may at any time demand that the Cardholder deposits an undated cheque and/or pledge money collateral in favor of the Bank for the amount, which the Bank may require even when such a cheque was not demanded when the cardboard was issued to the Cardholder. The Cardholder, in such an occasion, shall be deemed to have authorized the Bank to insert the date on the said cheque and to present it for cost on the inserted date against any quantity as a outcome of Bank.

Such directions can’t be withdrawn /cancelled except with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will mechanically be enabled for the credit cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.

In order to ensure financial safety of BRAC Bank cardholders, the financial institution reserves the right to restrict card transactions at any particular service provider on quick foundation. The restriction is at the sole discretion of BRAC Bank Limited. Periodic evaluate of the restricted merchants is a recurring exercise of the bank. Based on the outcomes of such review, the record of allowable/restricted retailers might change.

Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the policy of respective cost network (Visa/ Mastercard) and the choice of the cost network might be thought of as final. The Bank can’t be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to notify BRAC Bank within one hundred twenty days of purchasing the product/service; the Bank is not going to be held liable to entertain the criticism. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and transfer the entire or any a half of its rights of obligations beneath this Agreement.

The Bank reserves the right to retain the appliance varieties and paperwork provided therewith, together with photographs, and won’t return the identical. Lost, stolen or damaged Priority Pass playing cards are to be reported instantly to BRAC Bank. The Credit Limit assigned to the Primary Cardholder is inclusive of the Credit Limit of the Supplementary Cardholder and the Primary Cardholder and the Supplementary Cardholder can’t make transactions via their respective Cards beyond the mentioned Credit Limit. The Bank may at its absolute discretion issue a Supplementary Card to an individual nominated by the Cardholder and permitted by the Bank.

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Payments made by the cheques drawn on a location the place the Bank does not have a department shall be subject to a processing and dealing with payment as decided by the Bank from time to time. «Late Payment Fee» means a cost applicable in case of the Cardholder’s failure to pay a minimal of minimal quantity due within the Payment Due Date. «Insurance Company» means insurance coverage company as could also be determined by BRAC Bank Limited, from time to time.

In connection with the special discounts/offers made by the respective Merchants, the Bank won’t be held responsible where any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the proper to change the benefits obtainable to Cardholders at any time with out prior notice. In reference to the particular discounts/offers made by the respective Merchants, the Bank doesn’t hold out any warranty or make any representation of the delivery, high quality, design, specifications or otherwise set out in respect of those provides. Also, these products/services are subject to availability and will be allocated on a primary come, first server basis.

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The Cardholder shall not report the PIN in any form so as to facilitate the PIN coming to the knowledge of a 3rd party. BRAC Bank is authorized by the Cardholder for carrying out transactions and instructions authenticated by the PIN and shall not revoke the same. If the Cardholder fails to observe the security requirements, s/he might incur legal responsibility for BRAC Bank. BRAC Bank may, in its absolute discretion, concern a model new PIN on the prevailing Card.

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The fee through bKash may require most 3 working days to be settled. The primary cardholder may withdraw the authority of the supplementary cardholder by sending a written intimation to the Bank accompanied by the supplementary card. Without prejudice to Bank’s rights at any time to take the appropriate legal motion, the Bank might charge fees for any returned unpaid cheque drawn by the Cardholder in full or partial payment of the outstanding quantity. The Bank shall be entitled at its sole discretion to differ the speed of technique of calculation of the annual fees, finance charges, the specified Minimum Amount Due and/or late payment costs or another charges. A Merchant may course of delayed or amended charges if the Cardholder has consented to be liable for delayed or amended charges for a Hotel, Car Rental Company, or Cruise Line Transaction or another transactions. C. BRAC Bank’s document of the amount of any Charge, specified herein above, shall, within the absence of manifest error, be ultimate and binding on the Cardholder, and shall be conclusive in any case where BRAC Bank has effected any payment pursuant to a Voluntary Charge.

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A substitute cost as prescribed by the Bank is payable by the Cardholder to the Bank immediately upon a request to the Bank to problem a Replacement Card. Additional expenses as prescribed by the Bank are payable by the Cardholder to the Bank instantly upon the request to the Bank for the supply of copies of gross sales voucher/Cash Advance Slip and any additional companies the Bank may present once in a while. If the Cardholder fails to pay the Minimum Amount Due by the fee due date, a flat late fee cost charge as prevailing every so often might be levied. These transactions may embody room, food or beverage costs, taxes, gas, insurance coverage, rental charges, harm to rental autos, parking tickets and different site visitors violations, and items and services purchased aboard a Cruise Line vessel. «ATM» means an automatic teller machine or any card operated machine or gadget whether or not belonging to the Bank or other taking part banks or monetary institutions nominated from time to time by the Bank, which accepts Card. As a model new player, you’ll have to add some funds to your account to maintain enjoying and garnering huge wins.

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«Credit Limit / Purchase Limit» means the maximum debit balance permitted by the Bank for the Card Account for the Primary and the Supplementary Card, if any and notified to the Primary Cardholder once in a while. «Cardholder» means a person whose name is in a Card Account and who’s liable for all transactions and liabilities on the Card Account. It contains Primary and any Supplementary Cards. «Authorized Dealer» means a licensed supplier as defined within the Foreign Exchange Regulations Act 1947 as amended once in a while.

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The cardholder and/or his property shall be responsible for repaying in full any outstanding balances on the card account and shall keep the Bank indemnified for all prices and bills incurred in recovering such outstanding balances. All Cardholders shall be billed on a monthly foundation for all Charges incurred by means of Card and for all expenses applicable to the Card Account. BRAC Bank shall endeavor that no delay is brought on in sending the Statement to the Cardholder. However, there could also be no assertion generated for the period during which there was no excellent due and no transaction on the Card Account within the preceding month. The facility of a Supplementary Card, is a particular facility at such fee/rate as may be stipulated by BRAC Bank once in a while. All entries in the Statement of Account shall be presumed correct except the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.

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The Cardholder undertakes to sign such additional doc as may be requested by the Bank once in a while to offer impact to such assignment and switch. Information may also be processed for the needs of complying with relevant legal guidelines, together with anti-money laundering and anti-terrorism laws and rules and combating crime and terrorism. This may require the disclosure of information to a Bangladeshi or abroad governmental or regulatory authorities or to another person we fairly think essential for these purposes.

In the event of the mentioned checking account not having adequate funds on the Payment Due Date or subsequent 2 consecutive days, the Cardholder shall be liable to pay all of the Charges relevant in addition to the Card dues. The Cardholder agrees and confirms that all the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be correct and complete. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for causes of incomplete or incorrect info or for any cause in any way. The Cardholder additional agrees and undertakes to tell the Cardholder’s bank of the auto debit directions issued in favor of BRAC Bank and to not close the said checking account with out the prior consent of BRAC Bank.

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